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Atlantic Securities Mortgage
Charleston, SC
843-881-8446

Bestco Parking Lot Service
Lincoln, NE
402-467-1806

Bell Mortgage
Siren, WI
715-349-5710

Armone Lisa Beth-Loan Officer Allied Mortgge Services
Gloversville, NY
518-773-5986

American Harbor Mortgage Co
Hampstead, NC
910-270-2223

Allied Capital Mortgage Corporation
Jerseyville, IL
618-498-1717
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Beach & Inland Mortgage CO
Wilmington, NC
910-762-5375
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Beneficial Ohio Inc - Delaware
Delaware, OH
740-363-1366

ING Financial Partners
Grants Pass, OR
541-479-2529

American Dream Mortgage
Chattanooga, TN
423-485-1099

Bank Of America
Orange, VA
540-672-1830
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Champaign Bank
Bellefontaine, OH
937-465-9050
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State National Bank
Deming, NM
505-544-7345
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Staying Safe when Shopping for a Mortgage Online

With the easy and ready access of the Internet today, many people are changing the way they look for products including mortgage information. Before the introduction of the computer and Internet most consumers had no choice but to contact mortgage brokers and lenders in person or by phone. Today; however, all of that has changed and it is now quite easy to apply for a refinance loan or new mortgage loan on the computer in just a matter of minutes. While most mortgage brokers and lenders are quite honorable if you are considering shopping around for a mortgage loan on the Internet there are a few tips and guidelines you should keep in mind in order to make sure you do not become a victim of fraud.

One of the most attractive parts of looking for a mortgage loan online is the fact that most mortgage brokers and lenders are driven by competition to offer very attractive rates online. This, of course, is a good advantage for consumers but it begs the question, how do you choose the best broker or lender online. Furthermore, how do you know whether the broker or lender you are dealing with online is even legitimate?

First, always take the time to look for some type of affiliation or association with an organization such as the Better Business Bureau. A legitimate broker or lender will recognize that consumers have the natural right to be concerned about their information and will take steps to become an accredited member of an organization such as the Better Business Bureau.

It’s also a good idea to be cautious about entering personal information on any site that does not appear to be encrypted and secure. Keep in mind that hackers have very ingenious ways to tap into the information that you may be sending over the Internet and even information such as the payoff on your existing mortgage and the name of your current lender along with your name could be enough for them to do a lot of damage.

If you have any doubts whatsoever about a lender you are working with online, check the website to make sure there is a main office number you can contact. Be suspicious if the site does not provide any type of contact information for consumers.

Of course, it’s also a good idea to make sure you read the fine print regarding any advertisements or offers that are made by a mortgage lender or broker on the Internet. Keep in mind that as with any type of offer or advertisements there are likely to be restrictions or even terms that must be met, such as minimum credit scores to qualify for the best mortgage loan rates.

Always request that official copies of documents be mailed directly to you in the mail. Retain any copies of documents or offers that are made to you just as you would if you were dealing with someone in person.

Take the time to shop around, as well. While there’s a good chance you’ll find an excellent mortgage deal online, it’s always a good idea to compare offers from at least three mortgage brokers before you make a final decision. This can help to ensure that you really are getting the best rate possible and are not simply falling for a line.
Keep in mind that while the Internet has provided a number of conveniences and advantages as well as flexibility and competitive interest rates for consumers it is always a good idea to exercise a little caution so that you can avoid being taken advantage of.
 
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